Now in private BETADesigned to help youbecome financially responsible.

Ratio App is an easy and secure way to track your finances and build healthy financial habits. Unlock the most valuable insights from your financial data so that you can make better financial decisions.

Join our waitlist to receive early access.

We care about the protection of your data. Read our Privacy Policy.

Start building healthier financial habits

Take full control of your money with easy and secure expense tracking and specific insights to help you build great financial habits that would improve your overall financial health.

Track expenses & income

Add rich information to your transactions with notes, transaction type and payment type.

Search your spendings

Find past purchases and bill payments no matter how long it has been.

Categorise everything

Comprehensive list of categories to organise transactions so that you know exactly where your money is going.

Detailed Insights

View spending patterns over any period of time. Get detailed insights so that you can make better financial decisions.


Sync data across multiple devices. Your data is securely backed up in the cloud.

Local currencies

Save and view transactions in your local currency format.

Privacy & Security

Secure your app with biometrics. Your data is protected with encryption on the remote server.


Easy on the eyes with bold text and dark mode support.

Frequently asked questions