Build healthier
financial habits.

Ratio App lets you see your finances in a whole new light. It analyses your spending patterns to give you personalised insights and tips. Whether you want to pay off debt, save for a vacation, or just live more comfortably, Ratio App helps you make the best financial decisions for your lifestyle.

Designed to help you
become financially responsible.

Take full control of your money with easy and secure expense tracking and specific insights to help you build great financial habits that would improve your overall financial health.

Track expenses & income

Add rich information to your transactions with notes, transaction type and payment type.

Search your spendings

Find past purchases and bill payments no matter how long it has been.

Categorise everything

Comprehensive list of categories to organise transactions so that you know exactly where your money is going.

Detailed Insights

View spending patterns over any period of time. Get detailed insights so that you can make better financial decisions.


Sync data across multiple devices. Your data is securely backed up in the cloud.

Local currencies

Save and view transactions in your local currency format.

Privacy & Security

Secure your app with biometrics. Your data is protected with encryption on the remote server.


Easy on the eyes with bold text and dark mode support.

Frequently asked questions

Have a different question and can’t find the answer you’re looking for? Reach out to our support team by sending us an email and we’ll get back to you as soon as we can.